The Quest for Freedom and Lower Interest

Credit cards can be awesome if used properly, but only if they are paid off every month. If you carry a balance, they are the most evil things on the planet. If you are carrying a credit card balance with any amount of interest, you are making yourself poorer and the suits that run the […]

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The Day I Realized I was at the Bottom of a Very Deep Hole

When I graduated college in 2012, with a little more than the average amount of student debt, and a maxed out credit card at $8k. I wasn’t worried though, I had a newly minted engineering degree and was lucky enough to get a well-paying job. I got a roommate, rented a nice apartment, got loan […]

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